Argued and Submitted October 13, 2000 — Pasadena, California.
TALLMAN, Circuit Judge:
This case presents the question of whether a homeowners association must demonstrate all five elements of common law fraud, including misrepresentation and reliance, to prove that its claim for delinquent homeowners dues is nondischargeable under 11 U.S.C. § 523(a)(2)(A). We hold that it must.
This case also presents the question of whether a bankruptcy...
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